Best SUVs with 0% Financing in Canada
Best SUVs with 0% Financing in Canada
Over 31,000 new SUVs are available with 0% financing in Canada. On a $50,000 SUV over 60 months, 0% saves approximately $9,000 compared to 7% dealer rates.
All SUVs with 0% Financing
| SUV | Price | Term | Inventory | |
|---|---|---|---|---|
| Chevrolet Trax | $31,793 | 60 mo | 9,336 | Browse |
| Chevrolet TrailBlazer | $37,795 | 60 mo | 2,848 | Browse |
| Ford Escape | $42,279 | 60 mo | 10,494 | Browse |
| Jeep Compass | $42,283 | 60 mo | 7,010 | Browse |
| Chevrolet Equinox | $44,570 | 48 mo | 4,754 | Browse |
| Ford Bronco Sport | $45,153 | 48 mo | 8,717 | Browse |
| GMC Terrain | $49,225 | 60 mo | 4,951 | Browse |
| Chevrolet Equinox EV | $55,675 | 60 mo | 5,934 | Browse |
| Chevrolet Traverse | $64,157 | 48 mo | 2,921 | Browse |
| Ford Explorer | $64,936 | 48 mo | 4,634 | Browse |
| Jeep Wrangler | $68,806 | 48 mo | 5,992 | Browse |
| Jeep Grand Cherokee | $68,358 | 48 mo | 3,699 | Browse |
| GMC Acadia | $69,007 | 48 mo | 2,000 | Browse |
| Ford Bronco | $78,486 | 48 mo | 3,525 | Browse |
| Chevrolet Tahoe | $104,349 | 48 mo | 1,490 | Browse |
| GMC Yukon | $116,128 | 48 mo | 1,605 | Browse |
Chevrolet SUVs
GM offers the most aggressive 0% programs. The Trax at $31,793 is the cheapest SUV with 0% in Canada.
GMC SUVs
Premium-positioned versions of Chevrolet platforms with the same financing terms.
Ford SUVs
Strong terms on Escape and Bronco Sport.
Jeep SUVs
Stellantis offers 0% on most Jeep models.
Brands That Don't Offer 0%
Toyota, Honda, Mazda, and Subaru rarely offer true 0% financing. Expect 1.99-3.99% promotional rates instead.
| Model | Best Rate | Inventory | Price |
|---|---|---|---|
| Toyota RAV4 | 2.49% | 8,934 | $45,122 |
| Honda CR-V | 3.99% | 6,891 | $44,789 |
| Mazda CX-5 | 2.99% | 10,387 | $51,343 |
| Subaru Crosstrek | 3.49% | 5,974 | $36,936 |
Qualification
Credit score of 720+ required for 0% approval.
| Score | Rate |
|---|---|
| 750+ | 0% |
| 700-749 | 2.99-4.99% |
| 650-699 | 5.99-7.99% |
| Below 650 | 10%+ |
Other requirements: stable employment, debt-to-income below 40%, purchase at MSRP.
0% vs Cash Rebates
Choose 0% for vehicles over $50K financed 48-60 months.
Choose rebate if paying cash or you have credit union financing under 4%.
Example: $70,000 SUV
- 0% for 60 months = $70,000 total
- $5,000 rebate + 6.99% = $76,500 total
0% saves $6,500.