GMC 0% Financing in Canada
Cardog Team
3 min read
GMC 0% Financing in Canada
GMC offers 0% financing through GM Financial with 39,000+ vehicles in Canadian inventory. Same terms as Chevrolet but with premium positioning and upgraded features.
Current Offers
Trucks
SUVs
Savings Example
Sierra 1500 at $88,656:
| Financing | Monthly | Total | Interest |
|---|---|---|---|
| 0% / 60 mo | $1,478 | $88,656 | $0 |
| 6.99% / 60 mo | $1,755 | $105,300 | $16,644 |
Savings: $16,644
On a Yukon at $115,531, 0% over 48 months saves $17,192.
GMC vs Chevrolet
Same financing terms through GM Financial. Choose based on features and styling:
| Factor | GMC | Chevrolet |
|---|---|---|
| Sierra 1500 avg | $88,656 | $78,748 (Silverado) |
| Terrain avg | $48,900 | $44,272 (Equinox) |
| 0% terms | Same | Same |
| Credit requirements | Same | Same |
GMC offers more standard equipment and premium interiors at higher price points.
Additional Incentives
- 90-day payment deferral on select models
- Costco member offer: Pre-negotiated pricing
- GM loyalty bonus: $500-$2,000 for current GM owners
- Military/first responder: $500-$1,000 discount
Qualification
Credit score of 720+ required through GM Financial.
| Score | Rate |
|---|---|
| 750+ | 0% |
| 720-749 | 0% with strong income |
| 700-719 | 2.99-4.99% |
| Below 700 | 5.99%+ |
Requirements: stable employment, debt-to-income below 40%, purchase at MSRP.
0% vs Cash Rebate
Example: Sierra at $88,656
- 0% for 60 months = $88,656 total
- $3,500 rebate + 6.99% = $85,156 + $13,400 interest = $98,556 total
0% saves $9,900