Chevrolet 0% Financing in Canada
Cardog Team
3 min read
Chevrolet 0% Financing in Canada
Chevrolet offers some of the most aggressive financing in Canada with 58,508 new vehicles in dealer inventory. 0% APR on select models for up to 60 months, plus 90-day payment deferral on many purchases.
Current Offers
Trucks
SUVs
Electric Vehicles
Sports Cars
| Vehicle | 0% Term | Inventory | Avg Price | |
|---|---|---|---|---|
| Corvette Stingray | 60 months | 1,227 | $131,505 | Browse |
Savings Example
Silverado 1500 at $78,748:
| Financing | Monthly | Total | Interest |
|---|---|---|---|
| 0% / 60 mo | $1,312 | $78,748 | $0 |
| 6.99% / 60 mo | $1,560 | $93,600 | $14,852 |
Savings: $14,852
Additional Incentives
- 90-day payment deferral on select models
- Costco member offer: Pre-negotiated pricing
- GM loyalty bonus: $500-$2,000 for current GM owners
- Military/first responder: $500-$1,000 discount
Qualification
Credit score of 720+ required through GM Financial.
| Score | Rate |
|---|---|
| 750+ | 0% |
| 720-749 | 0% with strong income |
| 700-719 | 2.99-4.99% |
| Below 700 | 5.99%+ |
Requirements: stable employment, debt-to-income below 40%, purchase at MSRP, new vehicles only.
0% vs Cash Rebate
Chevrolet sometimes offers a choice between 0% and a cash rebate.
Example: Silverado at $78,748
- 0% for 60 months = $78,748 total
- $3,500 rebate + 6.99% = $75,248 + $14,332 interest = $89,580 total
0% saves $10,832
What You Can Negotiate
Even at MSRP:
- Trade-in value
- Dealer-installed accessories
- Extended warranty pricing
- Documentation fees